Top Colorado Hard Money Lenders for Quick Loans

If you’re looking for quick financing options for your real estate investments in Colorado, hard money lenders can be a valuable resource. Whether you’re interested in fix and flip projects, bridge loans, or other short-term financing, Colorado hard money lenders offer tailored solutions to meet your needs.

Colorado’s competitive real estate market, with its high demand and limited inventory, can make it challenging to secure traditional loans. That’s where private money lenders in Colorado come in. They provide fast and flexible funding options, allowing you to seize investment opportunities without the restrictions of conventional lenders.

Hard money loans in Colorado are ideal for those with less-than-perfect credit scores or limited down payment funds. These loans are asset-based, meaning they are secured by the value of your property, giving lenders confidence in approving your loan application. With their expertise in the local market, hard money lenders in Colorado can offer competitive interest rates and flexible terms.

So, if you’re ready to take your real estate investment ventures to the next level, consider working with one of the top Colorado hard money lenders. This article will introduce you to some of the best options available, ensuring you find the right lender to support your investment goals.

Fairview Commercial Lending

Fairview Commercial Lending is a trusted and experienced lender in the world of Colorado private lending. With 40 years of industry expertise, they have successfully provided hard money loans to countless borrowers in the state. Whether you’re looking for financing options for residential or commercial investment properties, Fairview has got you covered.

One of the standout features of Fairview Commercial Lending is their flexibility when it comes to borrower eligibility. Unlike traditional lenders, Fairview does not require a minimum credit score, making them an accessible option for individuals who may have faced prior foreclosures or bankruptcies. They understand that everyone’s financial history is unique and are committed to assisting borrowers in achieving their real estate investment goals.

When it comes to property types, Fairview is versatile and can provide loans for various purposes. From agricultural land to marijuana/cannabis properties, Fairview Commercial Lending has the expertise and resources to support different investment opportunities.

The Benefits of Fairview Commercial Lending

• No minimum credit score requirement
• Open to borrowers with prior foreclosures or bankruptcies
• Lends for various property types, including agricultural land and marijuana/cannabis properties

With Fairview Commercial Lending, you have a reliable partner for your Colorado private lending needs. Their extensive experience and commitment to helping borrowers succeed set them apart in the industry. Whether you’re in need of bridge loans or looking to embark on a real estate investment journey, Fairview Commercial Lending is dedicated to making your financial goals a reality.

Tidal Loans

Tidal Loans, a Houston-based hard money lender, offers financing options for real estate investors in multiple states, including Colorado. With their expertise in fix and flip loans, multifamily properties, bridge loans, and rental property loans, Tidal Loans provides tailored solutions to meet the diverse needs of investors.

One of the standout features of Tidal Loans is their rental property loans, which have flexible terms of up to 30 years. This allows investors to secure long-term financing for their rental properties and maximize their returns. Additionally, Tidal Loans offers a cash-out option of up to 80% loan-to-value (LTV), providing investors with access to the equity in their properties.

What sets Tidal Loans apart is their borrower-friendly policies. They do not require tax returns or prior experience, making it easier for both experienced and first-time investors to obtain financing. This accessibility opens up opportunities for individuals looking to enter the real estate market or expand their investment portfolio.

To further support their clients, Tidal Loans provides a streamlined application and approval process, ensuring quick and efficient financing. Their team of experts is readily available to guide investors through the lending process and offer personalized assistance every step of the way.

If you’re looking for reliable real estate financing in Colorado, Tidal Loans is a trusted choice. Whether you’re focusing on fix and flip properties, multifamily investments, bridge loans, or rental properties, Tidal Loans has the expertise and flexibility to help you achieve your investment goals.

With their investor-friendly policies and commitment to customer satisfaction, Tidal Loans stands out as a top choice for real estate financing in Colorado.

Stratton Equities

Stratton Equities is a nationwide direct hard money lender for real estate investors, offering a range of loan amounts from $100,000 to $5 million. They provide financing for various investment properties, including residential, commercial, and mixed-use properties. With their commitment to flexibility, Stratton Equities offers interest-only payments and loan terms ranging from 9 to 24 months.

One of the unique advantages of choosing Stratton Equities is their financing options for foreign nationals, making it easier for international investors to enter the Colorado real estate market. Additionally, they do not charge prepayment penalties, allowing borrowers to pay off their loans ahead of schedule without any extra fees.

Why Choose Stratton Equities?

• Wide range of loan amounts for various investment properties
• Flexible interest-only payments
• Loan terms from 9 to 24 months
• Financing options for foreign nationals
• No prepayment penalties

Stratton Equities is an excellent choice for real estate investors looking for Colorado short-term loans. Their nationwide presence, diverse financing options, and borrower-friendly terms make them a reliable partner in achieving your real estate investment goals.

HouseMax Funding

HouseMax Funding, based in Austin, Texas, is one of the leading hard money lenders in Colorado and across the nation. Whether you are looking for financing in urban or suburban communities, HouseMax offers asset-based loan options tailored to meet the needs of real estate investors.

Specializing in fix and flip loans, construction loans, and rental loans, HouseMax Funding provides flexible financing solutions for various investment projects. They understand the unique challenges faced by real estate investors and provide quick and efficient lending services to help you achieve your goals.

With HouseMax Funding, you can borrow up to 75% of the after-repair value (APV) of the property, giving you the financial support you need to take on your next investment project. They require a minimum loan amount of $75,000, making them accessible to a wide range of investors.

One of the standout features of HouseMax Funding is their commitment to fast loan closings. They aim to close loans in 10 days or less, ensuring that you can secure the financing you need without delays. This quick turnaround time sets them apart from many other lenders in the industry.

HouseMax Funding not only serves investors in Colorado but also operates in all 50 states, offering their reliable lending services to real estate investors nationwide. With their expertise and dedication to customer satisfaction, HouseMax Funding is a trusted partner for all your hard money lending needs.

The Benefits of HouseMax Funding:

• Specializes in fix and flip loans, construction loans, and rental loans.
• Provides asset-based loan financing.
• Offers quick loan closings, aiming for 10 days or less.
• Lends in urban and suburban communities across all 50 states.

Easy Street Capital

Easy Street Capital is an Austin-based hard money lender that provides financing nationwide, excluding North and South Dakota. They specialize in fix and flip loans, renovation financing, and fix and flip loans. With interest rates ranging from 6.9% to 10.9%, Easy Street Capital offers competitive rates for borrowers. They require a minimum down payment of 10% and aim for a quick close, ensuring investors can secure the funds they need in a timely manner.

Easy Street Capital understands the unique needs of real estate investors, particularly those focused on fix and flip projects. Whether you are purchasing a distressed property or seeking funds for renovations, Easy Street Capital can provide the financial support necessary to complete your project successfully.

With a down payment option featuring a 90% acquisition loan, Easy Street Capital offers flexibility and convenience to borrowers. Their expertise in fix and flip loans in Colorado makes them an excellent choice for real estate investors looking to enter the market or expand their existing portfolio.

Fund That Flip

Fund That Flip is a New York-based hard money lender specializing in short-term bridge loans for real estate investors aiming to flip properties. With their expertise, they provide colorado real estate investors with the necessary funding to quickly purchase and renovate properties for profitable resale.

One of the key advantages of working with Fund That Flip is their flexible loan ratios. They offer up to 80% LTC (Loan-to-Cost) and 70% ARV (After Repair Value) ratios, allowing investors to access a significant amount of financing for their projects. This means that they provide funding for up to 80% of the total project cost and 70% of the anticipated value once the property is renovated.

Interest rates with Fund That Flip start at 9.99%, ensuring that investors can secure the funding they need at competitive rates. They understand the unique needs of colorado real estate investors, making them a viable option for those looking to enter the fix and flip market.

Whether you’re experienced in construction or new to the industry, Fund That Flip allows construction projects, giving investors the opportunity to start from scratch or make extensive renovations to maximize the property’s potential.

To begin the investment process, Fund That Flip requires a 10% down payment, ensuring that investors have a stake in the project and aligning their interests with the success of the renovation.

Fund That Flip operates in multiple states across the country, including Colorado. As a result, they are a reliable source of funding for colorado real estate investment projects.

LendSimpli

LendSimpli is a trusted hard money lender based in Tampa, Florida, offering nationwide lending services, with limited restrictions in rural areas. As one of the top private money lenders in Colorado, LendSimpli provides quick and flexible financing solutions for real estate investors.

With LendSimpli, borrowers can access loan amounts up to $20 million, making it an ideal option for larger real estate projects such as 5+ unit properties. The loan terms offered range from 12 to 24 months, giving borrowers ample time to execute their investment strategies.

LendSimpli specializes in financing single-family and multifamily properties, catering to the diverse needs of real estate investors. Whether you’re looking to purchase a single-family home or build a multifamily complex, LendSimpli has the experience and expertise to support your investment goals.

When it comes to interest rates, LendSimpli offers competitive rates starting at 8.50%. This allows borrowers to keep their financing costs low and maximize their profit potential in their real estate transactions.

To qualify for a loan from LendSimpli, a minimum credit score of 660 is required. Additionally, LendSimpli prefers borrowers with at least two past transactions, demonstrating their commitment and experience in the real estate industry.

With LendSimpli’s commitment to providing exceptional service and flexible lending options, borrowers can confidently pursue their real estate investments in Colorado and beyond.

The Benefits of Choosing LendSimpli:

• Access to loan amounts up to $20 million.
• Flexible loan terms ranging from 12 to 24 months.
• Specialization in single-family and multifamily properties.
• Competitive interest rates starting at 8.50%.
• Minimum credit score requirement of 660.
• Preference for borrowers with at least two past transactions.

When it comes to private money lenders in Colorado, LendSimpli stands out for its dedication to providing tailored financing solutions to meet the unique needs of real estate investors. With their extensive experience, flexible terms, and competitive rates, LendSimpli is a trusted partner for investors looking to maximize their returns in the Colorado real estate market.

Conclusion

Colorado hard money lenders offer a wide range of financing solutions specifically designed for real estate investors. Whether you are looking for fix and flip loans, bridge loans, or other short-term financing options, these lenders specialize in providing quick funding to support your investment goals. With their expertise in the Colorado market, these lenders understand the local dynamics and can offer personalized solutions to meet your unique needs.

For investors who may have less-than-ideal credit scores or limited down payment funds, hard money loans provide a viable alternative to traditional financing options. By leveraging the value of the property being purchased or renovated, borrowers can gain access to the funds they need without the stringent requirements of conventional lenders. This flexibility, combined with competitive interest rates, makes hard money loans an attractive option for real estate investors in Colorado.

As mentioned in this article, some of the top Colorado hard money lenders such as Fairview Commercial Lending, Tidal Loans, Stratton Equities, HouseMax Funding, Easy Street Capital, Fund That Flip, and LendSimpli are available to assist you with your financing needs. By considering these reputable lenders, you can find the right partner to support your real estate investment endeavors in Colorado.